Bahasa Malaysia Version

If you are a person who’d like to find a way to protect your wealth from self-indulgence and others... what you’ll read will give an interesting perspective on how to overcome these challenges.

Believe it or not, most professionals failed to managed their wealth even with a salary of RM10,000 a month.  They are highly leveraged with loans and barely making ends meet.  Looking from the outside, they may be living a posh life, but the truth is, they are often stressed out with debt collection letters from banks each month requesting them to pay off the debt on arrears because of the ‘posh life’ they chose.

Avoid that from happening to you!

The debt traps have caused many people failed to manage their own wealth.

What’s worse, the traps are not invented by the people on the street, but professional investment advisors.  They have convincing credibility... but every time they give out advices they will make things worse for others.  Their investment advices are only based on opinions and not on opportunities...  and they only follow tips from books available in the market and not from personal experience...

If we are able to sneak through the professional investment advisors’ total wealth, you’d be surprised that you could be wealthier than they actually are!

Yes, they are in only for your money.

They could just be like a frog underneath a coconut shell, who doesn’t know what they are supposed to do to increase their wealth.

A good example of this is Bernard Madoff who is said to be a financial expert and has cheated people for a sum of $17 billion (RM53.5 billion) and has caused them to lose millions of dollars from his infamous ponzi scheme.

But, not all are like Bernard Madoff. There are people like Robert T. Kiyosaki, Napolean Hill, Andrew Carnegie (an entrepreneur and the US king of steel of the 20th century) and many more who have motivated others to be as successful just like they were and always ready for any economic downturn.

So, what you need are financial experts who will put your interest before theirs.  These types of people are not easy to find but it is not impossible. Most of them are low profiled and only help those in need in their effort to increase their investment returns and protect their money from vanishing.

Most of their clients are silent millionaires who pay high amount of tax payments but make much more than what they pay to the government...

Many would laugh reading the above statement but it is the reality. You can make it as your weekly activity in the comfort of your couch if you know how to.

If you’d like to know how Robert T. Kiyosaki... Andrew Carnegie... Malaysian entrepreneurs... and many more who became silent millionaires and keep millions of dollars and ringgits in their bank account, this is your best opportunity.

We have also experienced the same dilemma. How to get the right person with experise in finance who knows how to work for us, tell us how to generate money and protecting it from being taken away from others?

Not many can do this. There are many famous people in this line but their advices are normal advices that you can find in financial books available in the market. Those advices are mostly good but not applicable to those who wish to get much more returns for themselves.

However, our search was really worthwhile. There is a person who has helped more than 5000 people from more than 500 private organizations and government agencies to realize that anyone can change himself to be better than before, if they know how...

Who is he?

He is the one who will be you facilitator in financial management seminar called...

Just like the dolphins who are good as using sound to find their prey, you can also be like them to find new sources of income and know the way to manage your money. You don’t need to see, just listen from a far and avoid any problems. Yes, your wealth will be safe from others who’re just in it for your money.

In this seminar, you will learn the difference between those who are good at managing their money and those who are not... you’d probably know by now where you stand!

But, don’t be despaired – your situation will change as it is so easy and anyone can do it, only that it is seldom told until today. (Don’t ask me why, there could be some kind of conspiracy to prevent you from knowing that).

Next, you’ll get to know why it happens and the most important thing is how to translate and utilize the techniques and strategies that you pick up from this seminar.

Still remember about the facilitator I told you about? Here’s the answer...

Dr. Ahmad Rahman Songip. Graduated from the United States and Japan in the field of engineering has made him look at things from both western and eastern perspectives. Besides that, he has successfully protected a few patents of his own and have worked with the private sectors. He is an intrapreneur who religiously practice creativity and innovation in his daily live to always be at the forefront in his career.

This seminar is actually based on his own experience. As soon as he started his career, he was eager to get rich, just like you. As a result of various professional financial advisors, who were more interested in his money, and not in making him richer, he was involved on all kinds of investments, just name it! Almost all were spent to the drain...

This was a result of doing things without proper knowledge. Because of that, he lost hundreds of thousands of ringgit.

He then realized that the academic knowledge he gained all the while could not guarantee that he would be rich. What makes him rich is the knowledge about being rich.

Just like how he focused on getting his PhD from Japan, he used the same method to study books on getting richer. He attended many seminars, courses and workshops to understand financial management.

The lessons learnt, costing him hundreds of thousands of ringgit and more thousands of ringgit were considered as tuition fees to achieve his financial transformation.

All his experiences will be shared with you in this seminar. I’m sure you’ll want to listen to his real life stories which are very interesting and motivational. You are also invited to ask questions on how to become like him... his secrets and so many more that you can think of if you want.

Some of our clients have acquired the knowledge they needed and the following are what they think...

Prof. Dr. Mohd Nawi Derahman, Petroleum Eng. Dept., UTM: “The trainer has an excellent command of the subject. The trainer is very “widely-read” and has great rapport with the audience. The patience he exercised was exemplary. I learned a lot from this 2-day workshop on my personal weakness and will change some attitude but keep some too. The link between “brains” and wealth is a great discovery to me.”     Prof. Dr. Mohamed Mahmoud Nasef, Chemical Eng. Dept., UTM: “After I attended FISH workshop, I found it a very much needed course for everybody to shorten the journey of the road to wealth within the boundaries of the residing culture and believe. It also helps to transfer the wishes to be wealthy to practical and measurable steps. Now, I can confidently say that I am very aware of what I can do to with my financial affairs in the years to come. Thanks to the man who has shared with us his knowledge and life experiences.”     Dr. Rafiziana Md Kasmani, Gas Eng. Dept., UTM: “Honestly, this course gives me a new perspective on how to maximize the potential of my wealth so that I could be independent financially. Knowing about the theories from books are not enough in making wise decision to manage my wealth. Instead, training and workshop like this gives a good gist in turning one to become a wealthier person, financially and spiritually. Tips and practical advises given are excellent.”     Abdul Nasir Mansor, Executive Director, Paylink Solutions Sdn Bhd: “Prof Ahmad has provided a FISH eye view of financial management. He has effectively contextualized the learning outcomes by relating to personal experiences. He has done thorough research on the subject matter. An immediate ROI on time and money spent.”     Ahmad Sha’rainon, Managing Director, Microcorp Technology Sdn Bhd: “Sometimes we just ignored our own financial position and thinking that we already have enough money and we are actually wrong. By attending FISH workshop we will know where we are.“     Saifulyazan Abd Rahim, Vittrix Technology: “This is a very good programme not like any others that I have participated before. The explanation is very precise and straight to the point or rather “point-blank” which make me realise my past mistakes in making major decisions in my life. A very good learning process where FISH can turn a “beggar” into an entrepreneur, an entrepreneur into a millionaire, and a millionaire into a billionaire. Congratulation!”     Santokh Singh, Kencana HL Sdn Bhd: “I can’t imagine the benefit that I have obtained from this program. I managed to plan a business that gives a return of RM 1 million within 2 years period, over one simple idea, obtained through this program. It is amazing mindset opening on the way we look at wealth. It is all started from this FISH program.”     Wan Mohd Musyris, Wanmus Technologies: “FISH is a really great workshop for someone who does not know how to invest their money correctly. It’s a simple and straight to the point seminar. Everyone who receives money every month should attend this FISH Workshop.”     Hasnan Musa, Pusat Perubatan UKM: “Bengkel ini telah memberikan satu suntikan bagaimana untuk menguruskan kewangan diri saya sendiri. Saya merasa terdidik dan telah membuka minda dan kini berazam membina kehidupan ini dengan panduan dan tunjuk ajar yang diberi. Kini saya lebih yakin untuk berjaya dalam hidup. Bengkel ini perlu dihadiri oleh semua orang kerana rahsia kejayaan diri Dr Ahmad adalah bukti yang jelas yang dapat diguna pakai sebagai formula untuk berjaya. Wang bukan segala-galanya, tetapi segala-galanya perlukan wang. Kita perlu berubah dan perubahan itu adalah diri kita sendiri yang menentukan, bukan orang lain. Terima kasih Prof atas pendedahan ini. Rahsia kejayaan ini amat berguna dan berharga sekali.”

The 2-day FISH Workshop will start with slide presentations on Personal Financial Management. They are not the most beautiful slides you’re going to see but the contents will help just about anyone who wants to know and apply the advanced techniques to double up your money in a short period of time.

There are a few questions in the slides and the questions will definitely be an eye opener to you. The first question that he will ask you is...

This is the first question that you need to answer as soon as you join this seminar. The point of who’s smart and who’s not is not the issue. Your answer will reflect whether or not you are money savvy or not!

When I realized about this question and it’s answer, that very moment made me realize that it is very easy to generate money. The most important thing is how far you understand about money and the impact of your surroundings to your money.

Money should not be a liability to you but should be able to facilitate you in doing things that you want.

Simple illustration:

Just imagine how difficult it is if the barter system is being used. You would need to find the things that others want to get the things that you want. With money, you will only need to get the right amount to buy whatever you desire.

Isn’t that easy?

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We strongly encourage you to subscribe to our FISH newsletter so that you could get our updated information about FISH and practical tips about financial matters. As a gift, you will get a timeless e-book on The Science of Getting Rich by Wallace D. Wattles. This book is worth RM60.00 and you are getting it for FREE. Since this free gift is for limited time only, so please hurry!

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It is sad that we were never taught on how to manage our money at school. We were taught to learn, get a good job and get everything big. Big salary. Big House. Big car.

The school, in fact even the universities, do not emphasize the things that became the dilemma in people’s life... it is alarming that many are highly leveraged with debts and not feeling peaceful...

This seminar gives the opportunity to anybody to get the missing piece in the money puzzle... It gives the opportunity for those who are still in the dark on the missing piece of the puzzle.

Just imagine if the puzzles is finally answered. What can you do once you’ve achieved your objectives?

Many.

To ensure that you are satisfied, we would like to promise you in writing.

If by any reason you want your money back, you can ask for it before lunch on the first day of the seminar. We understand that not everybody feels at ease with the way of the presentation is conducted and we don’t want to force anyone to follow the seminar.

Special gift for those who value time and wants to seize a great discount, if you register and pay One (1) month before the FISH workshop dates, you will just need to pay RM1,680.  The fee includes seminar materials and meals.

The following Table shows the fees that are time dependent:

So, register early to get the great discount! The longer you decide, the more you’d have to pay. This shows that time is more valuable than money!

Dr. Abdul Halim bin Mohd Yusof, Bioprocess Eng. Dept., UTM: “I have learnt about the fundamentals of personal financial management with “real life” examples. It gave me ideas to re-evaluate my plan; on how should I proceed with my plan and the execution of the plan. Thank you very much for letting us learn from your invaluable experiences.”     Zaki Yamani Zakaria, Chemical Eng. Dept., UTM: “The training workshop is very good and should be attended especially by young people so they won’t waste their time, money and energy. It should be part of the curriculum in universities too. The training has provided me with a clearer perspective on how I could attain financial freedom. The trainer is well experienced, entertaining and brilliant. Thanks.”     Ammar bin Mohd Rashid, CEO, AMR Environmental Sdn. Bhd.: “This training workshop has opened up a new perspective in me in looking at money and being rich. I have acquired the right tools in thinking and on how to be rich and wealthy. It was indeed an interesting and enjoyable workshop.”     Aiman bin Mohd Rashid, SZ Architects, Singapore: “The workshop has saved my valuable time in searching for the right information on how to live wealthily.”     Azman Samsuri, Achi Jaya Plantations: “FISH is an eye-opener to many of us rightfully. Unfortunately, to many of us, we were not being exposed or taught the value of financial knowledge. I envy the young participants who are being given the awareness and training on financial independence. Thank you for sharing and disseminating this important knowledge.“     Khairil Helmi Ahmad, ERL Maintenance Support Sdn Bhd: “This is the first seminar about financial planning that I’ve attended that is conducted by the creator of the program itself. Keep up the “WUNDERBAR” (German language) work. I wish they are more people like Dr Ahmad who are not selfish to share their knowledges and experiences to their financial freedom.”     Khairulnizam M Yusof, PETRONAS: “A lot of lesson learnt from this course. This course should be made mandatory to young generations who just started their working lives after graduation. This course has given me ideas and knowledge in my next financial transformation journey.”     Hadzeri Hashim, JKR: “I re-learn that the good old ways of saving, “tabungan tabung buluh” as in the olden days is still very relevant today. I re-learn that the ways of the Chinese of investing in property is the way towards financial independence. I learn how to set my mindset using SMARTER method. I feel more confident with life now.”     Zulkaplee b Jantan, Teras Bina Construction Sdn Bhd: “Thanks to Allah and Dr Ahmad. This workshop really teaches me on how to plan my future toward financial independent. Before attending this workshop, I really didn’t realize that I need to look into this seriously. Now, I have to shift my paradigm on my priority to ensure that I meet the goal.”     Anees bt Ahmad, NR Architect: “Excellent and great module! This module is a wake up call for me to go beyond my comfort zone. This module has given me confidence in managing my money and wealth. I am prepared to achieve my goal to be financially free in the near future.”     Ahmad Muna’iem Ahmad Fauzi, Design Office Connection: “I believe this FISH workshop opens up sea of possibilities, knowledge and opportunities for me to be the dolphin to discover the dolphin sound.”     Zainon bt Hj Tohid, Kementerian Pelajaran Malaysia: “This FISH workshop is very interesting. Anyone who attended it would change his/her thoughts on how to be rich and wealthy. It starts with the correct foundation of wealth first.”     Ku Fauziah Ku Brahim, Blogger: “The right way to learn on what wealth really means. This FISH module has drastically changed my knowledge and understanding on how to manage my money and wealth.”     Arnita Sofia bt Osman, JKR: “It is a very interesting workshop indeed. It helps me to think about planning for my retirement day which I never think about it before. It gives me the opportunity to meet new friends for my networking.”     Rahman bin Basri, RB Global Network: ‘Bengkel FISH ini merupakan satu wadah yang terbaik untuk memberi ruang kepada semua peserta mempelajari bagaimana menguruskan kewangan peribadi dengan berkesan. Bengkel selama 2 hari ini membuka minda saya berkenaan betapa pentingnya memiliki ILMU dalam menguruskan kewangan.”     Muaz Hadi, Internet Marketeer: “Ramai orang menganggap menguruskan wang adalah mudah tapi hakikatnya tidak. FISH menyusun dan melengkapkan pengetahuan kewangan dengan cakupan “APA, MENGAPA, dan BAGAIMANA” yang menjadi kunci kejayaan sebenar Dr Ahmad sendiri. Beliau bercakap dari pengalaman dan sebab itulah anda kena hadir ke Bengkel FISH sebagaimana saya hadir pada hari ini!”     Yusof bin Ismail, Johnson Controls (M) Sdn Bhd: “Saya sangat-sangat berpuas hati dengan seminar FISH ini kerana saya dapat mempelajari cara menguruskan duit dengan baik agar kita dapat melengkapkan diri untuk masa persaraan. Saya juga seronok kerana dapat berkenalan dengan ramai peserta yang rata-rata dari pelbagai sektor pekerjaan dan umur. Saya juga dapat mengetahui apa yang perlu dilakukan dengan duit gaji yang kita terima setiap bulan.”     Rofi bin Ismail, Texas Instrument: “Sebelum saya mengikuti Bengkel FISH ini, hati sentiasa resah dan bimbang dengan kedudukan kewangan yang ada dan tidak tahu bagaimana untuk menguruskan kewangan diri. Selepas mengikuti Bengkel FISH ini, hati menjadi tenang dan yakin pada diri kerana dalam bengkel ini, kita di ajar bagaimana mengurus kewangan diri. Ia juga mendidik saya bagaimana untuk membuat pengurusan rancangan kewangan jangka masa panjang. Di samping itu, Bengkel FISH ini juga telah membuka minda saya untuk melihat peluang-peluang keemasan yang ada disekeliling.”

RM1,980 for a person could be very expensive even though he is paid RM20,000 a month. The money can be used for many things including fulfilling wife’s needs or having fun with friends...

But, you will lose much more... a system that is proven to be effective in helping Dr Ahmad to transform his financial state from difficulty to financial independence.

This system has also helped many professionals to find opportunities to make more money and save their money from being eaten by those who just wanted to take their money. Without you realizing it, they are the ones who will be rich, and not you!

I quote Benjamin Franklin “if you think education is expensive, try ignorance.” There is so much truth in his statement. Even Dr Ahmad has paid a fortune due to his ignorance on how to be rich.

This seminar is definitely not for all. Only those who want to know what, why and how some people can become rich and want to apply the knowledge in his daily lives can go through this process.

And we think that you are the right person to know the answers to the questions above.

FISH MARKET

A unique and exciting activity in our FISH Workshop is the FISH Market, where actual and lively business activities are held. Since the first FISH Workshop in Nov 2010, the total accumulated registered transactions in our FISH Market is
worth more than RM 788,400!!

FISH Market in Action!

This is where you could expand your businesses to your new network of like-minded participants, hence increasing your networth! So far, the record holder has the highest transactions of RM 380,000 within the 2-day FISH Workshop.

Wealthy People Loves Actions!

We don’t know how long you have before this spot is fully taken up, but there is a possibility that someone else is also reading this web site and is interested to join the seminar.

If that happens, you’d lose your opportunity as that could be the last available seat for this seminar. Get your seat in this FISH seminar as the following instruction.

Who Should Attend FISH Program?

	Students of high schools, colleges and universities – sowing the seeds of financial literacy early
	Fresh graduates just starting out into the real world – get it right the first time
	People working and tired of living from paycheck to paycheck – it’s never too late to change for richer and wealthier lives
	Housewives – how to be an effective controller of the finance in the house
	People nearing retirement with lump sums of money – learn to make it lasts longer
	People with hugh amounts of money – learn to double or even triple it up

REGISTER NOW to transform your personal financial mess to financial wealth through the ultimate personal financial coaching and wealth creation in Malaysia.

VENUE I

Venue I: Hotel Putra KL (nearby Hospital Pusrawi), Jalan Tun Razak, Kuala Lumpur.

Dates: 05-06 November 2011 (Saturday & Sunday)

Time: 9am - 5pm

Food: Breakfast at 8.30am, buffet lunch (kampung style) and afternoon tea-break are provided

VENUE II

Venue II: Residence Resort, Paka, Terengganu

Dates: 18-19 November 2011 (Friday & Saturday)

Time: 9am - 5pm

Food: Breakfast at 8.30am, buffet lunch and afternoon tea-break are provided

VENUE III

Venue III: Conference Rooms, Innovation & Commercialization Center (ICC), Jalan Pontian Lama, UTM Johor.

Dates: 12-13 November 2011 (Saturday & Sunday)

Time: 9am - 5pm

Food: Breakfast at 8.30am, buffet lunch and afternoon tea-break are provided

BOOK YOUR SEAT NOW!